Auto Loan Rates: Des Moines

A lot of shoppers overly focused on the out-of-pocket cost of their new car or truck, when they should be focused on their rate of interest. Your actual rate will be dependent on a number of different factors, but we have provided the following averages to give you a basic idea of what to expect.

Credit Used Car APR New Car APR
500-589 20.5% 16%
590-619 19% 14.5%
620-659 12.5% 10%
660-689 7.2% 6.5%
690-719 4.3% 5%
720-850 3.1% 3.2%

Keep in mind, the rates listed here are not advertisements. Rather, they are simply for informational purposes.


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